Privacy Policy

Your Privacy Matters

At DebtFree Journey, we take your privacy seriously. This page explains how we handle your data.

🔒 All Data Stays in Your Browser

We do not collect, store, or transmit any of your financial data to our servers. All your debt information, payment history, and personal data is stored locally in your browser using IndexedDB.

This means your sensitive financial information never leaves your device. We cannot access it, and neither can anyone else.

What We Collect

  • Nothing from your debt tracking: Your debts, payments, and progress are stored only in your browser.
  • Anonymous analytics: We use Ahrefs Web Analytics to understand page views and site usage. This data is anonymized and does not track individual users.
  • No cookies for tracking: We do not use cookies to track your behavior or collect personal information.

Data Storage

Your data is stored in your browser's IndexedDB, a local storage system. This data includes:

  • Debt information (names, balances, interest rates, minimum payments)
  • Payment history
  • Monthly progress snapshots
  • User preferences (strategy selection, currency)
  • Milestone achievements

This data is only accessible to you and remains on your device.

Data Portability

You have full control over your data:

  • Export: Download all your data as a JSON file at any time.
  • Import: Upload a previously exported file to restore your data.
  • Delete: Clear all your data from your browser whenever you want.

Third-Party Services

We use the following third-party services:

  • Ahrefs Web Analytics: Anonymized page view analytics. No personal data is collected.
  • Google Fonts: Font delivery service. Google may collect basic usage data.

No Account Required

DebtFree Journey does not require you to create an account, provide an email address, or share any personal information. You can use the app completely anonymously.

Data Security

Since your data never leaves your browser, the security of your financial information depends on:

  • Your device security (password, encryption)
  • Your browser security settings

We recommend using a secure, updated browser and keeping your device protected.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page.

Contact

If you have questions about this privacy policy, please contact us through our support channels.